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Sunday 22 September 2013

10 Things to Lower Your Car Insurance

Hi all of you in the last blog we seen Health Insurance and now I have to write about car insurance what is car insurance and how we lower the car insurance.
HERE IS THE BELOW 10 THINGS THAT LOWEST TO YOUR CAR INSURANCE
SAFE DRIVE ,STAY ALIVE
1.     Safe deriving (Be a safe Driver) = whenever u drive be a safe driver means u have to safe first u then u will save all. you should know about “safe drive stay alive”
2.     Attend a driver safety course.=Your certificate from the course will be a signal to your insurance company that you are dedicated to safe driving habits, and then demonstrate them by being a safe driver. Also keep your vehicle maintained properly so that it will continue to operate safely. You should have attend a safety driver training.
STOP DRINKING
3.      Stop smoke, drink ,attend call=. Smoking is a distraction while driving which means it is a higher risk. Either do not smoke in the car, or better, stop all together. Drinking alcohol obvious avoidance at least while driving; better if it is avoided all together. Avoid attend a call also when driving. you should also know “Cigarettes smoking is injurious to the health”.


4.     Anti-theft equipment =Install anti-theft equipment on your car. It’s very important things.
STOP SMOKING
5.     Know the exact mileage=If you use your car in your profession, see if the company will issue a company car or change your profession. The more you are on the road; the higher your risk will be that you will be involved in an incident. If you just commute, know your commute miles and report them accurately to your insurance company. If your car is only used occasionally rather than daily, advise the insurance company. Know the exact or at least approximate mileage.
6.      Safe vehicle= when you buying a vehicle then buy a safe vehicle. Cars carry standard safety ratings from the National Highway Traffic Safety Administration (NHTSA). Consult their safety ratings if you are considering a new or used car purchase.
7.      Old car have minimum liability= If you own an older car of significantly reduced value, have coverage of minimum liability only.
8.     Park in a garage=Park in your garage if you have one. this will discourage auto thieves and will lower the risk of freak incidents like a downed tree, hail damage, etc are the reasons.
9.     Insurance bill= Be credit worthy with a higher credit score. If your other bills ar


e paid on time, so is your insurance bill.
10.   Address= address the policy with reduction tactics. Increase your deductibles. Remove superfluous policy additions you do not use. Buy a policy with a single, annual payment rather than month to month.
These are the all things how to lower the CAR INSURANCE and still have all the coverage you need.

If u want to know more about car insurance and other knowledge then u all should visit again and again on my site.  http://manunewsindia.blogspot.com/

Tuesday 17 September 2013

Ten Things to Ask Your Health Insurance Company

Hi all of u myself  Manohar patil I just going to write a blog for u about insurance when we go for health insurance then we have to lots of questions in our mind. Like which type of insurance? which company is good for health insurance? Which package is good for us?  Abcd all questions in our mind but here I give all of you a solution for u that what are the things we remember when we go for health insurance.
First important thing is
1. Health coverage
Health coverage is most important things in health insurance Is Accident expenses, outpatient treatment expenses, ambulance charges, maternity care and surgery are some of the essentials that a basic health plan should comprise of.
Second important thing is
2. Health Insurance benefits
Health insurance benefits are most important factor in health insurance what types of benefits are there in health insurance?
Third important thing is
3. Maximum renewal age
When you buy health insurance to avert the rising health care payout in the old age. If the policy is terminated well before the time you need it the most, there is no use of buying it. Right the way for health insurance we required maximum renewal age.
4. Co-pay limit in each treatment
In each treatment insurance company should pay all amounts to hospital expenses like ambulance, surgery, operation expenses. its most important thing in health insurance.
5. sum assurance amount should be upgrade
HEALTH INSURANCE
Medical inflation on the increase of 17 to 20% annually can leave your present sum insured obsolete in the coming years. The insurance company should provide the option of upgrading the sum insured at later stages would be a viable choice.
6 change in premium
Premium amount increases with the increase in your age. Besides this rate chart, you should be kept informed of all factors that can lead to increase or decrease in your cost of availing services .It should all responsibility for insurance company to provide u all information about the increase or decrease of your premium.
7. Freedom of choosing a health care provider
This liberty would help you to avail the health treatment as per your preferences and not according to your health insurance provider. It’s should according to your requirements.
8. Claims allowed annually and claim procedure
Although all insurance companies work on similar lines with the rules laid by IRDA, there should be claims allowed annually and claim procedure also simple.
9. Cashless hospitalization
If there is you  have any issues it should be solving cashless or without fees…
10. Exclusions and waiting period
You buy a health plan for specific coverage but chances stand that insurance provider excludes that disease or covers it after a certain waiting period. Hence, inquire about these exclusions and waiting period as well, in advance.
If there is health insurance all in the world no one look like poor in the world.
If u want to know more about health insurance and other knowledge then u all should visit again and again on my site.  http://manunewsindia.blogspot.com/



Monday 12 August 2013

Horseback riders who ran into California teen, abductor said they looked out of place in Idaho wilderness

Horseback riders who encountered a missing California teen and she said Sunday that "red flags” went up for them because the pair seemed out of place in the rugged Idaho back country, refusing to give many details on where they were heading or what they were doing.
At a news conference in Boise, the four riders - two men and two women - said they came across 16-year-old Hannah Anderson and 40-year-old James Lee DiMaggio on Wednesday morning.
“I’ve spent a lot of time in the back country and usually you don’t run into somebody wearing pajamas, “mike a 62-year-old resident from Sweet, said about Anderson's attire. 
Young said he had a "gut feeling that they didn't belong" in the area and when trying to talk to Anderson, she “kind of had a scared look on her face” and kept trying to look away. "They didn't fit," said 71-year-old Mike John, who is a former sheriff's deputy from Gem County. "He might have been an outdoorsman in California but he was not an outdoors man in Idaho ... Red flags kind of went up."
John described how he saw DiMaggio sitting on the side of a trail petting a gray cat. He feared that the cat would attract wolves to the area.
“YAHAN PE HUMS SABNE DEKHA KI KYA HO RAHA HAIN USA MAIN JAISE KI AAP SAB JANTE HAIN KI INDIA HAVE A GREAT CULTURE HERE SO THE INDIA IS THE BEST.
“All of their gear [also] looked like
it was brand new -- that was another flag that this wasn’t normal or natural,” John added.
John said when he returned home he saw an Amber Alert that had been sent out for Anderson, and he contacted police.
Brett Anderson, the father of 16-year-old Hannah Anderson, when a detective handed him a phone Saturday and he was told that Hannah was safe.  He said he planned to tell her that he loves her when they reunite for the first time since the kidnapping at an Idaho hospital on Sunday.
FBI agents are now processing evidence at the campsite in central Idaho's Frank Church River of No Return Wilderness where they first discovered Anderson and DiMaggio.
Law enforcement agents first spotted two people who looked like Anderson and DiMaggio on Saturday afternoon, as they flew over the wilderness area in a plane, according to a statement from Ado County Sheriff's spokeswoman Andrea Deaden.
The air was filled with smoke blown in from distant wildfires, and that made both flying and seeing the ground tough, Deaden said. The law enforcement commanders decided to send in an FBI Hostage Rescue Team immediately to get Hannah while they could.
The mountainous area is extremely steep, and the closest point where the helicopters could drop the team was more than a two-hour hike away. The agents crept close to the camp.
The FBI moved the teen to an area where she could be picked up by a helicopter. The FBI won't release details about what happened between DiMaggio and law enforcement at the campsite until an investigation is complete, other than to say DiMaggio was killed. DiMaggio was killed around 7:15 p.m. ET on Saturday.
FBI Special Agent in Charge Mary Rook from Salt Lake City said the FBI will continue to work with law enforcement in both Idaho and California as the case transitions back to the San Diego.
Anderson appeared to be uninjured and was taken to an Idaho hospital where crisis counselors and health care providers were assisting her. Her father was expected to arrive in Idaho on Sunday to reunite with her.
"We will make sure she gets as much care as possible, physically and emotionally," said Deaden.
A contingent of about 270 law enforcement officers from the FBI, the Valley and Ado County sheriffs' offices, Idaho State Police, the U.S. Marshals Service, and the Border Patrol, aided by experts from federal land management and wildlife agencies, worked around the clock to figure out the best way to track DiMaggio and the teen in the road less area.
 "She is a strong girl, she made it this far and all we can do is hope that whatever help she needs to get through this,” he added. 
Anderson also said the Amber Alerts sent out for Hannah made a “big difference” in the search to find her.
“Kudos to law enforcement,” Anderson said. “They did an excellent job and I can never show my appreciation enough to anybody out there that showed us love and support; terrific country, love you guys.”
Investigators believe that after killing Christine and Ethan Anderson, DiMaggio set fire to his log cabin and detached garage and fled with Hannah Anderson in tow. “She didn't know how to tell anyone."
DiMaggio, telecommunications technician at The Scripps Research Institute in San Diego, was planning to move to Texas and invited Christina Anderson and the children to his home last weekend to say goodbye, Christopher So income, Christina Anderson's father, told AP. It's unclear how Christina Anderson and her son Ethan were killed, though police believe the crime was planned.


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Friday 9 August 2013

MESOTHELIOMA DETAILS TYPES,TREATMENTS AND PICTURES

MESOTHELIOMA 

Mesothelioma

Malignant mesothelioma is a rare type of cancer that occurs in the thin layer of cells lining the body's internal organs, known as the mesothelium.
There are three recognized types of mesothelioma. Pleural mesothelioma is the most common form of the disease, accounting for roughly 70% of cases, and occurs in the lining of the lung known as the pleura. 


MESOTHELIOMA DISEASE
Peritoneal mesothelioma occurs in the lining of the abdominal cavity, known as the peritoneum and pericardial mesothelioma originates in the pericardium, which lines the heart.

HUMEN TUMASE PYAR KITNA YEH HUM NAHIN JANTE KE JEE
NAHIN SAKTE TUMHARE BINA

!!!!Yah halat kar deta hain mesothelioma!!!!!

Mesothelioma Treatment
Once an individual has been diagnosed by a qualified mesothelioma doctor, the next step is to discuss mesothelioma treatment options and to develop a treatment plan.
Recent scientific research has produced significant breakthroughs with regard to treatment protocols for mesothelioma patients and more options are now available for managing mesothelioma and supporting improved quality of life.
We've included resources on top mesothelioma experts such as Dr. Satyajit patil , as well as a comprehensive list of cancer centers where mesothelioma treatment takes place.
Beyond the conventional treatments for mesothelioma, certain alternative therapies may provide assistance to mesothelioma patients. We continually update this section of our site as new mesothelioma treatment information becomes available.

Mesothelioma Risk Factors

MESOTHELIOMA IS VERY RISKY FOR ALL HUMAN BEING Asbestos exposure is the primary risk factor for mesothelioma. Others include Radiation, Zeolite and SV40.

Mesothelioma Causes

The primary cause of mesothelioma is asbestos exposure.

Mesothelioma Symptoms

Mesothelioma symptoms often mimic those of common respiratory ELIMENTS .

Mesothelioma Diagnosis

Mesothelioma Types

Pleural mesothelioma, peritoneal mesothelioma and pericardial mesothelioma are the most common types of mesothelioma.
PERICARDIAL MESOTHELIOMA

PERITONEAL MESOTHELIOMA

PLEURAL MESOTHELIOMA

Mesothelioma Stages

Malignancies (cancerous tumors) occurring within the mesothelial membranes are known as malignant mesothelioma, or simply mesothelioma. Benign tumors of the mesothelium are known to occur, but are much rarer than the more common malignant cancer.

Mesothelioma prognosis

 the mesothelium were first recognized in the late 18th century, it was not until the middle of the 20th century that this particular cancer was studied and examined with more detail. It was at this time where suspicions of the cancer’s causal relationship with asbestos exposure became more substantiated.

Mesothelioma information

Mesothelioma can be a difficult malignancy to diagnose because the symptoms and pathology of the disease closely resemble other respiratory conditions. For this reason, misdiagnosis is not uncommon in mesothelioma patients.

If u want to know more about mesothelioma and other interesting news then visit at http://manunewsindia.blogspot.com/












Monday 5 August 2013

Brief Insight of Computer Animation


I N THE LAST DECADE THERE IS ONLY FEW PEOPLE KNOWS ABOUT THE ANIMATION BUT RECENTLY ALL KNOWS THAT WHAT IS THE ANIMATION.
Hi we r going to discuss about animation media used in our daily life..
Animation media is helpful for children to old persons..all r likes the ANIMATION..
From  subhah se lekar sham tak we look cartoons on the television
1.     Cartoon network
2.     Pogo
3.     Hungama
4.     Nickelodeon
5.     Disney channel
6.     JETIX
Technique
Eventually, with the advent of technology, traditional ways were replaced by computer animation. Computer animation or CG animation is the method of creating moving images with the help of computers.
CGI Software Packages
Using these high-tech CGI software packages, computer animators can create amazing animations. Although, the key reason of amazing computer generated imagery lies with creative vision of the animators. For animation we used 3D ANIMATION NOW.
IN WHICH SOME HOLLYWWOD AND RECENTLY BOLLYWOOD ALSO USES ANIMATION S IN THERE FILM OR MOVISE AND PEAOPLES R LIKE s THAT….
People all over the world, especially the young ones, are simply mesmerized by the hyper-real graphics and sound effects that have been introduced in movies, television programs, as well as in commercial adverts. The use of multimedia aspects makes the presentation more alluring as well as effective.
These days, computer generated animation has a diverse and extensive use ranging from the field of movies, video games, televisions, advertisements, web designs, and even education and research. Since it has a wide range of application, computer generated imagery has seen a steep upward surge over a past few years or so.
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Friday 2 August 2013

What's the Best Age to Have a Baby?



Hi all of u I have write the article for u.Once upon a time there is the one kid at your side of the right then it will take it from Yahoo..and we r going to get it from Google after the example of the Britney spears Have the lots of love to her husband and she give it to all .
Series of medical and social advancements (the Pill to IVF treatments), we've extended the age at which women can choose to start families - with the age for first-time moms climbing up around the world. The road to motherhood has more routes than ever before - some less traveled than others.
Related: 50 baby names inspired by flowers! 


The generational gap between parents is wider than it's ever been - with 21-year-olds and 41-year-olds living the new-mom experience side by side. Millennial who grew up listening to Britney Spear she is model of pop singers and very beautiful …model.  And designing AOL profiles are on play dates with Gen-Hers who clearly remember a pre-Internet existence and still rock out to manju.. It matters in how we connect, how we relate, and how we form friendships with other moms. 
Of course, there are the positives in both camps. I'm thankful for the way it shifted my priorities and put my life into focus at an age where I was craving self-growth and introspection. It was easy on my body, I was already used to pulling all-nighters in college, and I didn't have a long-established adult life to be accustomed to.
HUM TUMHE CHAHTE HAIN AISE KE MARNEWALA KOI JINDAGI CHAHTA HO JAISE…..
My friend SUMATI on the other hand, is in her early 40s and our kids are the same age. She's thankful to have had decades of nomadic freedom, traveling from city to city, forming friends all over the globe. She says that her pre-child experiences insightful mother, and she's happy to have waited to find the right partner.
Studies are conducted to find the ideal age to have a child, but the results are consistently contradictory. So maybe we simply need to is talk to one another - to tell our stories and compare our notes - to realize that there's no ideal time across the board.




            Older parents will confess to feeling judged about their choice, as well - that they're selfish for having a child at an older age, if just for the genetic and health risks. They might feel pitied for their perceived lack of energy, and occasionally get confused for grandparents.
AKELE HUM AKELE TUM JO HUM TUM SANG HAIN TO FIR KYA GUM………….
TU MERA DIL TU MERI JAAAAN ….OH I LOVE YOU DADDDDYYYY…
Younger parents will tell tales of isolation and embarrassment, without many peers to lean on for labor advice or poop questions. They might have to fend off snide comments about their age, like "babies having babies." They might feel like they constantly have to prove themselves to a society that thinks they're too immature to handle parenthood.
I thinks the best edge for baby is to become a good parents…

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